[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.papajam.sk\/zakladne-rady-pre-studentov-pri-zostavovani-mesacneho-rozpoctu\/#Article","mainEntityOfPage":"https:\/\/www.papajam.sk\/zakladne-rady-pre-studentov-pri-zostavovani-mesacneho-rozpoctu\/","headline":"Z\u00e1kladn\u00e9 rady pre \u0161tudentov pri zostavovan\u00ed mesa\u010dn\u00e9ho rozpo\u010dtu","name":"Z\u00e1kladn\u00e9 rady pre \u0161tudentov pri zostavovan\u00ed mesa\u010dn\u00e9ho rozpo\u010dtu","description":"Stanovenie pr\u00edjmov a v\u00fddavkov Prv\u00fdm krokom pri stanoven\u00ed mesa\u010dn\u00e9ho rozpo\u010dtu je vysvetlenie, \u017ee m\u00e1 v z\u00e1sade dve \u010dasti: pr\u00edjmy a v\u00fddavky. Najd\u00f4le\u017eitej\u0161\u00edm pravidlom pri zostavovan\u00ed rozpo\u010dtu je nikdy ne\u010derpa\u0165 viac, ne\u017e si zarob\u00edte. Pravdou je, \u017ee ve\u013ea mlad\u00fdch \u013eud\u00ed finan\u010dne prer\u00e1ba jednoducho preto, \u017ee sa nikdy neu\u010dili o rozpo\u010dte. Hovori\u0165 o pr\u00edjmovej strane rozpo\u010dtovej rovnice...","datePublished":"2018-07-28","dateModified":"2023-10-29","author":{"@type":"Person","@id":"https:\/\/www.papajam.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.papajam.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"papajam.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a291607_w16625_t1538152971.jpg","url":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a291607_w16625_t1538152971.jpg","height":0,"width":0},"url":"https:\/\/www.papajam.sk\/zakladne-rady-pre-studentov-pri-zostavovani-mesacneho-rozpoctu\/","about":["Ekonomika"],"wordCount":481,"articleBody":"Stanovenie pr\u00edjmov a v\u00fddavkovPrv\u00fdm krokom pri stanoven\u00ed mesa\u010dn\u00e9ho rozpo\u010dtu je vysvetlenie, \u017ee m\u00e1 v z\u00e1sade dve \u010dasti: pr\u00edjmy a v\u00fddavky. Najd\u00f4le\u017eitej\u0161\u00edm pravidlom pri zostavovan\u00ed rozpo\u010dtu je nikdy ne\u010derpa\u0165 viac, ne\u017e si zarob\u00edte. Pravdou je, \u017ee ve\u013ea mlad\u00fdch \u013eud\u00ed finan\u010dne prer\u00e1ba jednoducho preto, \u017ee sa nikdy neu\u010dili o rozpo\u010dte.Hovori\u0165 o pr\u00edjmovej strane rozpo\u010dtovej rovnice si vy\u017eaduje rozpis pe\u0148az\u00ed, ktor\u00e9 dostanete v \u0161kole – mesa\u010dn\u00e9 \u0161tipendium, vlastn\u00e9 prostriedky z brig\u00e1d plus mesa\u010dn\u00e9 vreckov\u00e9 od rodi\u010dov.Akon\u00e1hle rozumiete zdrojom pr\u00edjmov, \u010fal\u0161\u00edm krokom je vymenova\u0165 v\u0161etky v\u00fddavky – v\u0161etko od povinn\u00fdch v\u00fddavkov , ako s\u00fa \u0161kolsk\u00e9 u\u010debnice a\u017e po  stravu, dopravu a v\u00fddavky spojen\u00e9 s vo\u013en\u00fdm \u010dasom a z\u00e1bavou. Nezabudnite pravidelne kontrolova\u0165 svoje bankov\u00e9 \u00fa\u010dty. Nastavte si pripomienku v kalend\u00e1ri a ka\u017ed\u00fd mesiac si skontrolujte svoj \u0161tudentsk\u00fd rozpo\u010det.Ak s\u00fa v\u00fddavky v\u00e4\u010d\u0161ie ako pr\u00edjmy, je \u010das zn\u00ed\u017ei\u0165 v\u00fddavky. Pri rozpo\u010dtovan\u00ed s\u00fa potrebn\u00e9 kompromisy.Nastavte si pevn\u00fa \u010diastku na v\u00fddavky na z\u00e1bavuZ\u00e1bava je v z\u00e1sade najv\u00e4\u010d\u0161ia rozpo\u010dtov\u00e1 polo\u017eka u vysoko\u0161kolsk\u00fdch \u0161tudentov. Existuje ve\u013ek\u00fd tlak na vynalo\u017eenie pe\u0148az\u00ed, hlavne na soci\u00e1lne aktivity, ako je jedlo, koncerty, r\u00f4zne v\u00fdlety a in\u00e9 vo\u013eno\u010dasov\u00e9 aktivity.Je d\u00f4le\u017eit\u00e9, aby si \u0161tudenti stanovili pr\u00edsny limit na n\u00e1klady na z\u00e1bavu. A akon\u00e1hle s\u00fa peniaze pridelen\u00e9 na "z\u00e1bavn\u00e9" aktivity, za dan\u00fd mesiac u\u017e nem\u00f4\u017eu min\u00fa\u0165 na z\u00e1bavu \u017eiadnu in\u00fa rozpo\u010dtov\u00fa polo\u017eku.Zv\u00e1\u017ete lacnej\u0161ie alternat\u00edvy\u010eal\u0161\u00edm sp\u00f4sobom, ako nastavi\u0165 rozpo\u010det a dr\u017ea\u0165 sa ho, je pou\u017ei\u0165 niektor\u00e9 jednoduch\u00e9, kreat\u00edvne sp\u00f4soby, ako utr\u00e1ca\u0165 menej pe\u0148az\u00ed. Napr\u00edklad vysoko\u0161kolsk\u00ed \u0161tudenti, ktor\u00ed \u017eij\u00fa \u010falej od \u0161koly, m\u00f4\u017eu namiesto auta vyu\u017ei\u0165 verejn\u00fa dopravu do \u0161koly. Pokia\u013e ide o potreby, \u0161tudenti m\u00f4\u017eu vyu\u017e\u00edva\u0165 \u0161tudentsk\u00e9 stravovacie zariadenia a zabr\u00e1ni\u0165 drah\u0161iemu stravovaniu v re\u0161taur\u00e1ci\u00e1ch. \u010co sa t\u00fdka kn\u00edh a  u\u010debn\u00edc, mo\u017eno u\u0161etri\u0165 peniaze t\u00fdm, \u017ee si zak\u00fapia pou\u017eit\u00e9 knihy alebo si po\u017ei\u010daj\u00fa u\u010debnice v \u0161kolskej kni\u017enici. \u017divot v rozpo\u010dte m\u00f4\u017ee by\u0165 najprv \u0165a\u017ek\u00fd, najm\u00e4 ak ste predt\u00fdm nikdy neriadili svoje vlastn\u00e9 financie. Ovl\u00e1danie toho, ako peniaze prich\u00e1dzaj\u00fa a odch\u00e1dzaj\u00fa, je k\u013e\u00fa\u010dov\u00fdm krokom k pl\u00e1novaniu a organizovaniu bud\u00faceho \u017eivota. Dobr\u00e9 zvyky t\u00fdkaj\u00face sa tvorby rozpo\u010dtu pripravuj\u00fa p\u00f4du pre dobr\u00fa spr\u00e1vu pe\u0148az\u00ed a zdrav\u00fd finan\u010dn\u00fd \u017eivot.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1kladn\u00e9 rady pre \u0161tudentov pri zostavovan\u00ed mesa\u010dn\u00e9ho rozpo\u010dtu","item":"https:\/\/www.papajam.sk\/zakladne-rady-pre-studentov-pri-zostavovani-mesacneho-rozpoctu\/#breadcrumbitem"}]}]