[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.papajam.sk\/chrante-si-svoje-sukromie\/#Article","mainEntityOfPage":"https:\/\/www.papajam.sk\/chrante-si-svoje-sukromie\/","headline":"Chr\u00e1\u0148te si svoje s\u00fakromie","name":"Chr\u00e1\u0148te si svoje s\u00fakromie","description":"V\u00a0nasleduj\u00facich riadkoch by som sa s\u00a0vami r\u00e1d podelil o\u00a0sk\u00fasenos\u0165, ktor\u00fa som bohu\u017eia\u013e za\u017eil viackr\u00e1t a\u00a0som takmer stopercentne presved\u010den\u00fd, \u017ee aj nejeden z\u00a0v\u00e1s sa s\u00a0nie\u010d\u00edm podobn\u00fdm u\u017e stretol. \u00a0 Jedna nemenovan\u00e1 banka mi poskytla finan\u010dn\u00fa p\u00f4\u017ei\u010dku. Spl\u00e1tky som spl\u00e1cal na \u010das a\u00a0ani raz sa mi nestalo, \u017ee by som s\u00a0nimi me\u0161kal \u010do i\u00a0len de\u0148. D\u00e1tum splatnosti...","datePublished":"2019-01-27","dateModified":"2023-10-29","author":{"@type":"Person","@id":"https:\/\/www.papajam.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.papajam.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"papajam.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a298706_w16583_t1553707864.jpg","url":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a298706_w16583_t1553707864.jpg","height":0,"width":0},"url":"https:\/\/www.papajam.sk\/chrante-si-svoje-sukromie\/","wordCount":476,"articleBody":"V\u00a0nasleduj\u00facich riadkoch by som sa s\u00a0vami r\u00e1d podelil o\u00a0sk\u00fasenos\u0165, ktor\u00fa som bohu\u017eia\u013e za\u017eil viackr\u00e1t a\u00a0som takmer stopercentne presved\u010den\u00fd, \u017ee aj nejeden z\u00a0v\u00e1s sa s\u00a0nie\u010d\u00edm podobn\u00fdm u\u017e stretol.\u00a0Jedna nemenovan\u00e1 banka mi poskytla finan\u010dn\u00fa p\u00f4\u017ei\u010dku. Spl\u00e1tky som spl\u00e1cal na \u010das a\u00a0ani raz sa mi nestalo, \u017ee by som s\u00a0nimi me\u0161kal \u010do i\u00a0len de\u0148. D\u00e1tum splatnosti som mal v\u00a0zmluve s\u00edce nastaven\u00fd na p\u00e4tn\u00e1sti de\u0148 v\u00a0mesiaci, ale ke\u010f\u017ee som zmenil zamestnanie, v\u00fdplata mi chodila nesk\u00f4r. O\u00a0tom som banku informoval bolo mi ozn\u00e1men\u00e9, \u017ee ak spl\u00e1tku uhrad\u00edm v\u00a0danom kalend\u00e1rnom mesiaci, je v\u0161etko v\u00a0\u00faplnom poriadku. No a\u00a0to sa mi aj v\u017edy darilo. Telef\u00f3ny som zdv\u00edhal, ak som vedel, \u017ee nestihnem zaplati\u0165 do p\u00e4tn\u00e1steho, v\u017edy som pre istotu zavolal ja, alebo som nap\u00edsal mail.\u00a0Po pribli\u017ene roku pri\u0161la jeden mesiac, kedy som vedel, \u017ee nestihnem spl\u00e1tku uhradi\u0165 na \u010das. S\u00a0\u013eu\u010fmi z\u00a0banky som telefonoval minim\u00e1lne p\u00e4\u0165kr\u00e1t Ubezpe\u010dil som ich \u017ee ju uhrad\u00edm hne\u010f za\u010diatkom \u010fal\u0161ieho mesiaca. Pani na druhej starne telef\u00f3nu mi povedala, \u017ee je to v\u00a0poriadku, ale mus\u00edm r\u00e1ta\u0165 so zmluvnou pokutou. I\u0161lo o\u00a0smie\u0161nu sumu, o\u00a0ktorej ma bud\u00fa informova\u0165 smsmkou. V\u0161etko som uhradil tak, ako som s\u013e\u00fabil, no jedno r\u00e1no ma zobudil telefon\u00e1t od m\u00f4jho otca. Volal mu niekto z\u00a0danej banky, \u017ee so mnou potrebuj\u00fa hovori\u0165, citujem \u201ev mojom vlastnom z\u00e1ujme\u201c. Moji rodi\u010dia o\u00a0p\u00f4\u017ei\u010dke nevedeli. Osemn\u00e1s\u0165 som u\u017e mal a\u00a0je to moja s\u00fakromn\u00e1 vec. Tak\u00fdto telefon\u00e1t ich ale samozrejme vystra\u0161il, ke\u010f\u017ee to cel\u00e9 p\u00f4sobilo, akoby som niekomu dlhoval minim\u00e1lne mili\u00f3n.\u00a0Doty\u010dn\u00e1 sle\u010dna pravdepodobne nevie dobre pracova\u0165 s\u00a0po\u010d\u00edta\u010dom, preto\u017ee moja spl\u00e1tka bola zrealizovan\u00e1, no ona si ju nev\u0161imla. Na \u010do vlastne toto v\u0161etko p\u00ed\u0161em? Chcel by som v\u00e1m v\u00a0tomto smere trochu otvori\u0165 o\u010di. Ak sa s\u00a0podobnou situ\u00e1ciou stretnete, nebojte sa ohradi\u0165, alebo ofici\u00e1lne s\u0165a\u017eova\u0165. Ak\u00e9ko\u013evek inform\u00e1cie o\u00a0va\u0161ich p\u00f4\u017ei\u010dk\u00e1ch s\u00fa v\u00fdhradne va\u0161ou s\u00fakromnou z\u00e1le\u017eitos\u0165ou. Okrem v\u00e1s o\u00a0nich nem\u00e1 vedie\u0165 nikto a\u00a0dokonca ani va\u0161i rodi\u010dia, samozrejme ak si to ne\u017eel\u00e1te Aj ke\u010f v\u00e1m banka poskytne peniaze, ste st\u00e1le jej z\u00e1kazn\u00edkom. Peniaze v\u00e1m nedali, ale po\u017ei\u010dali a\u00a0vy ich splat\u00edte nieko\u013ekon\u00e1sobne, tak\u017ee v\u00a0kone\u010dnom d\u00f4sledku na v\u00e1s iba zarobia. \u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Chr\u00e1\u0148te si svoje s\u00fakromie","item":"https:\/\/www.papajam.sk\/chrante-si-svoje-sukromie\/#breadcrumbitem"}]}]