[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.papajam.sk\/7-tipov-ako-byt-v-dobrej-financnej-kondicii\/#Article","mainEntityOfPage":"https:\/\/www.papajam.sk\/7-tipov-ako-byt-v-dobrej-financnej-kondicii\/","headline":"7 tipov, ako by\u0165 v dobrej finan\u010dnej kond\u00edcii","name":"7 tipov, ako by\u0165 v dobrej finan\u010dnej kond\u00edcii","description":"Zv\u00e1\u017ete svoje akt\u00edva a pas\u00edva Akt\u00edva, ktor\u00e9 vlastn\u00edte a pas\u00edva alebo z\u00e1v\u00e4zky, ktor\u00e9 m\u00e1te, rozhoduj\u00fa o va\u0161ej \u010distej hodnote. Akt\u00edva m\u00f4\u017eu zah\u0155\u0148a\u0165 peniaze v hotovosti, \u00faspory, kapit\u00e1l, dlhopisy, d\u00f4chodkov\u00fd \u00fa\u010det, nehnute\u013enos\u0165 alebo \u010doko\u013evek, \u010do m\u00e1 hodnotu, napr\u00edklad aj auto alebo zbierku. Pas\u00edva predstavuj\u00fa hypot\u00e9ka, \u0161tudentsk\u00fd \u00faver, \u00faver na auto, \u00fa\u010dty a kreditn\u00e1 karta. Zv\u00e1\u017ete ka\u017edoro\u010dn\u00e9 prepo\u010d\u00edtanie va\u0161ej \u010distej hodnoty –...","datePublished":"2018-08-11","dateModified":"2023-10-29","author":{"@type":"Person","@id":"https:\/\/www.papajam.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.papajam.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e4532b7f65738965bbad8697e5bd54c0628af7bffe8d3c856885c44d86978cee?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"papajam.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a291960_w16638_t1539254804.jpg","url":"https:\/\/www.papajam.sk\/wp-content\/uploads\/img_a291960_w16638_t1539254804.jpg","height":0,"width":0},"url":"https:\/\/www.papajam.sk\/7-tipov-ako-byt-v-dobrej-financnej-kondicii\/","about":["Ekonomika"],"wordCount":427,"articleBody":"Zv\u00e1\u017ete svoje akt\u00edva a pas\u00edvaAkt\u00edva, ktor\u00e9 vlastn\u00edte a pas\u00edva alebo z\u00e1v\u00e4zky, ktor\u00e9 m\u00e1te, rozhoduj\u00fa o va\u0161ej \u010distej hodnote. Akt\u00edva m\u00f4\u017eu zah\u0155\u0148a\u0165 peniaze v hotovosti, \u00faspory, kapit\u00e1l, dlhopisy, d\u00f4chodkov\u00fd \u00fa\u010det, nehnute\u013enos\u0165 alebo \u010doko\u013evek, \u010do m\u00e1 hodnotu, napr\u00edklad aj auto alebo zbierku. Pas\u00edva predstavuj\u00fa hypot\u00e9ka, \u0161tudentsk\u00fd \u00faver, \u00faver na auto, \u00fa\u010dty a kreditn\u00e1 karta. Zv\u00e1\u017ete ka\u017edoro\u010dn\u00e9 prepo\u010d\u00edtanie va\u0161ej \u010distej hodnoty – zv\u00fd\u0161te hodnotu akt\u00edv a naopak zn\u00ed\u017ete pas\u00edva. Stanovte si cieleRaz za rok porozm\u00fd\u0161\u013eajte o svojich kr\u00e1tkodob\u00fdch, strednodob\u00fdch a dlhodob\u00fdch cie\u013eoch. S\u00fa st\u00e1le aktu\u00e1lne? Ko\u013eko stoja? Pribli\u017eujete sa k ich splneniu? Samozrejme niektor\u00e9 dlhodob\u00e9 pl\u00e1ny ako cestovanie v d\u00f4chodkovom veku, sa nemusia prehodnocova\u0165 ka\u017ed\u00fd rok. Kr\u00e1tkodob\u00e9 ciele, kam patr\u00ed aj spl\u00e1tka kreditnej karty, a strednodob\u00e9 ciele vr\u00e1tane \u00faspor, sa m\u00f4\u017eu meni\u0165 ove\u013ea \u010dastej\u0161ie. Sk\u00faste si svoje ciele zhodnoti\u0165 raz za tri a\u017e \u0161es\u0165 mesiacov. Kontrolujte si v\u00fddavkyPomocou mobilnej aplik\u00e1cie banky jednoducho a r\u00fdchlo z\u00edskate preh\u013ead o svojom \u00fa\u010dte, v\u00fddavkoch a platb\u00e1ch. Ma\u0165 v\u0161etko na\u010das uhraden\u00e9, hlavne kreditn\u00e9 karty a podobne, je d\u00f4le\u017eit\u00e9, ak chcete po\u017eiada\u0165 o \u00faver s v\u00fdhodn\u00fdmi podmienkami. Ur\u010dite si opr\u00e1vnen\u00fa osobuPri zakladan\u00ed d\u00f4chodkov\u00e9ho \u00fa\u010dtu alebo uzatv\u00e1ran\u00ed poistky sa v\u00e1s pravdepodobne bud\u00fa p\u00fdta\u0165 na opr\u00e1vnen\u00fa osobu, ktorej v pr\u00edpade va\u0161ej smrti bud\u00fa vyplaten\u00e9 peniaze. M\u00f4\u017eete ur\u010di\u0165 man\u017eela alebo deti, je to na v\u00e1s. Porovnajte svoje invest\u00edcie s cie\u013emiPribli\u017euj\u00fa sa? Skontrolujte si to \u0161tvr\u0165ro\u010dne a uistite sa, \u017ee va\u0161e invest\u00edcie s\u00fa vhodn\u00e9 vzh\u013eadom na v\u00e1\u0161 vek a finan\u010dn\u00e9 ciele. Uistite sa, \u017ee m\u00e1te spr\u00e1vne poistenieKa\u017ed\u00fd rok sa ubezpe\u010dte, \u010di m\u00e1te poistenie, ak\u00e9 potrebujete. Ak prenaj\u00edmate byt alebo dom, mo\u017eno stoj\u00ed za zv\u00e1\u017eenie poistenie, ktor\u00e9 ochr\u00e1ni v\u00e1\u0161 majetok. Pri k\u00fape domu je vhodn\u00e9 uzavrie\u0165 poistenie nehnute\u013enosti a dom\u00e1cnosti. Poisti\u0165 sa d\u00e1 \u010doko\u013evek, dokonca aj \u0161perky a umeleck\u00e9 diela. Tie\u017e m\u00f4\u017eete uzavrie\u0165 \u017eivotn\u00e9 poistenie pre pr\u00edpad smrti, trvalej invalidity a straty zamestnania.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"7 tipov, ako by\u0165 v dobrej finan\u010dnej kond\u00edcii","item":"https:\/\/www.papajam.sk\/7-tipov-ako-byt-v-dobrej-financnej-kondicii\/#breadcrumbitem"}]}]